| "In 2006 life expectancy at birth was 79 years for men and 84 years for women. It is among the highest in the world. Healthcare in Switzerland is regulated by the Federal Health Insurance Act of 1994. Health insurance is compulsory for all persons resident in Switzerland (within three months of taking up residence or being born in the country). International civil servants, members of permanent missions and their family members are exempted from compulsory health insurance. They can, however, apply to join the Swiss health insurance system, within six months of taking up residence in the country.
The compulsory health insurance covers a range of treatments which are set out in detail in the Federal Act. It is therefore the same throughout the country and avoids double standards in healthcare. It provides for treatment in case of illness or accident (unless another accident insurance provides the cover) and pregnancy. Health insurance covers the costs of medical treatment and hospitalisation of the insured. However, the insured person pays part of the cost of treatment. This is done: by means of an annual excess (or deductible, called the franchise), which ranges from CHF 300 to a maximum of CHF 2,500 as chosen by the insured person (premiums are adjusted accordingly);and by a charge of 10% of the costs over and above the excess. This is known as the retention, and is up to a maximum of 700CHF per year (excluding medication). In case of pregnancy there is no charge. For hospitalisation, one pays a contribution to room and service costs. Insurance premiums vary according to insurance company (Ger. Krankenkassen, Fr. caisses-maladie, It. casse malati), the excess level chosen (franchise), the place of residence of the insured person and the degree of supplementary benefit coverage chosen (dental care, private ward hospitalisation, etc.)." Sources: http://en.wikipedia.org/wiki/Healthcare_in_Switzerland WikiWealth needs your help. How does this discussion…
|
|
|
|
|
|||||||||||
