Wells Fargo (WFC) SWOT Analysis

Wells Fargo (WFC) SWOT Analysis

Strengths

Strong Credit Ratingcddddd Many companies exist because they are able to borrow money cheaply. Therefore, the stronger one's...
Geographically Diverse Business Geographically diverse business and revenue should help shield the business from shocks in any one...
Diverse Products Diverse products and revenue should help shield the business from shocks in any one part of their...
Solid Balance Sheet A stable balance sheet can help a company to overcome difficult financial times. It also allows a...

Weaknesses

Low Debit Card Market Share Debit cards are becoming a major vehicle for consumers to pay for purchases. Without a foothold in...
Bad Mortgages - Subprime Issues Bad mortgage problems related to the credit market will cause continued pain for lenders. The...

Opportunities

International Expansion Strong international presence and expansion should increase growth and profits. Expansion over...
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Cross Selling Opportunities When a business has many related business lines, they have the opportunity to cross sell to...
Consolidating Industry Consolidating markets create many acquisition targets, especially when consolidation leads to...
Wachovia The acquisition of Wachovia adds substantially to the current banking business. Helps Well Fargo to...
Reduced Competition Reduced competition from an economic slowdown and competitor bankruptcies should increase the profit...

Threats

Credit Market Crisis The credit market crisis increases the cost of borrowing for financial firms. This increasing cost...
Housing Crisis Housing crisis lowers the company's assets and equity and makes it harder to do business in the...
Mortgage Issues The losses on outstanding mortgage obligations could force bankruptcy and a government takeover,...
Slow Expansion of Mortgages After Market Decline Lenders are lending as much money after the global recession, because consumers are in such a tough...
Sharp Rise in Interest Rates A sharp rise in interest rates, most likely to stop inflation, would seriously damage the profit...
Credit Card Write Offs As the economy gets worst - and home equity drops - the tendency for consumers to fail for...
Government Intervention Govt intervention could put downside pressure on the stock. Possible government intervention...

Wells Fargo (WFC) SWOT Analysis Profile

Wells Fargo & Company provides banking and financial services through some 6,000 branches in the United States. The Community Banking segment offers checking accounts, savings deposits, market rate accounts, individual retirement accounts, and debit cards, and offers a number of loan packages including lines of credit, equity, education, mortage, and credit cards. The Wholesale Banking segment provides commercial, corporate, and real estate banking products including traditional commercial loans and lines of credit, investment management, and more. The Wells Fargo Financial segment comprises consumer finance and auto finance operations. (read full profile)

Additional Information

What is a SWOT Analysis? It is a way of evaluating the strengths, weaknesses, opportunities, and threats that affect something. See WikiWealth's SWOT tutorial for help. Remember, vote up the most important comments. Check out WikiWealth's entire database of free SWOT reports or use our SWOT analysis generator to create your own SWOT template.

SWOT Conclusion

Strengths + Opportunities = 13

Threats + Weaknesses = 15

Be the first to write a conclusion … A history of overcoming weaknesses makes it difficult for other firms to exploit their difficulties. The ability to capitalize on opportunities get rewarded with higher profits and lower costs. A good defense against threats lowers the risks that profits will decrease.

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