rating: 0+–x

(stock rating depends on your input)

Investor Survey (discuss, help) (4 + stars = Buy; 2 - stars = Sell) Business Simple to Understand? ------------------ Dominant Industry Leader? ------------------ Management Pay = Financial Results?

Company Possess Barriers to Entry? (swot) ------------------ Strengths greater than Weaknesses? (swot) ------------------ Opportunities greater than Threats? (swot)

SWOT Summary (view, help) Strength: Stable Business (0) Opportunity: Demographic Trends (0) Threat: Government Intervention (0) "Buy" Indicators (news, help) Insider Buying (enter symbol) Share Buybacks (see news) Takeover Speculation (see news) Analyst Upgrades (enter symbol) General Gloom and Doom (news) "Sell" Indicators (news, help) Insider Selling (enter symbol) Executive Turnover (enter symbol) High Analyst Ratings (enter symbol) General Euphoria (news) Corp. Governance & Pay (enter symbol)

UnitedHealth Group Incorporated provides healthcare services in the United States. Its Uniprise segment delivers health care and well-being services to employers, individual consumers, and other health care organizations; and provides consumer-driven health plans and consumer activation services, as well as health-care-focused financial services. It also offers transactional processing services to intermediaries and health care entities. The company’s Health Care Services segment offers consumer-oriented health benefit plans and services; administrative and other management services to customers that self-insure the medical costs of their employees and their dependents; and non-employer based insurance options for purchase by individuals, which are designed to meet the health coverage needs of consumers and their families. This segment provides health and well-being services for individuals age 50 and older, addressing their needs for preventive and acute health care services, as well as for services dealing with chronic disease and other specialized issues for older individuals. It also offers health insurance products and services; and network-based health and well-being services to beneficiaries and other government-sponsored health care programs. UnitedHealth Group’s Specialized Care Services segment offers employee benefit offerings, provider networks, and related resources focusing on behavioral health and substance abuse, dental, vision, disease management, complex and chronic illness, and care facilitation, as well as solutions in other areas. Its Ingenix segment offers database and data management services, software products, publications, consulting services, outsourced services, and pharmaceutical development and consulting services. As of December 31, 2006, UnitedHealth Group offered its services and resources through 520,000 physicians and other care providers, and 4,700 hospitals. The company was founded in 1974 and is based in Minnetonka, Minnesota.

UnitedHealth Group Incorporated NYSE: UNH is a managed health care company. According to its company literature, UnitedHealth Group is a diversified health and well-being company dedicated to making health care work better. Headquartered in Minneapolis, Minn., UnitedHealth Group offers a broad spectrum of products and services through seven operating businesses: UnitedHealthcare, Ovations, AmeriChoice, Uniprise, OptumHealth, Ingenix, and Prescription Solutions. Through its family of businesses, UnitedHealth Group serves approximately 70 million individuals nationwide. In 2004 the company posted a gross profit of $10.2 billion (Lexis Nexis Online - Company Financial Reports).

United Health Group It is the parent of UnitedHealthcare, one of the largest health insurers in the U.S. It was created in 1977, as UnitedHealthCare Corporation (it renamed itself in 1998), but traces its origin to a firm it acquired in 1977, Charter Med Incorporated, which was founded in 1974. In 1979, it introduced the first network-based health plan for seniors. In 1984, it became a publicly traded company.

Acquisitions

In 1995, the company acquired The MetraHealth Companies Inc. for $1.75 billion. MetraHealth was a privately held company formed by combining the group health care operations of The Travelers Insurance Company and Metropolitan Life Insurance Company also known as MetLife. In July 2004, UnitedHealth Group acquired Oxford Health Plans and all of United Healthcare's New York-based small group contracts (2-49 lives) are now Oxford Health Plans products. In December 2005, the company received final regulatory approval for its $9.2 billion purchase of PacifiCare Health Systems. It agreed to divest parts of PacifiCare's commercial health insurance business in Tucson, Arizona and Boulder, Colorado to satisfy antitrust regulator concerns, and also agreed to end its network access agreement with Blue Shield of California.

In March 2007, United Health Group signed a definitive agreement to acquire Sierra Health Services Inc. for $2.6 billion. Sierra provided health benefits and services to 310,000 members in Nevada and another 320,000 people in senior and government programs throughout the United States.

In a recent insurance industry publication, Business Insurance, United was named Readers ChoiceTM winner 2007 for "Best Managed care organization".

To contrast with that, however, in a recent non-insurance industry survey of health care executives who have dealt with the company, United received a 91% unfavorable rating - the worst ranking among all listed.

Businesses

Business Services

• Uniprise

Health Care Services

• AmeriChoice
• Ovations
• Oxford
• Pacificare
• UHG International
• UnitedHealthcare

o Mid Atlantic Medical Serivces LLC (MAMSI)

Knowledge & Information Services

• Ingenix

o i3 Innovus
o Reden & Anders LTD (an Ingenix company)

Specialized Care Services

• Prescription Solutions
• ACN Group
• Dental Benefit Providers
• National Benefit Resources
• Optum
• Spectera
• Unimerica Workplace Benefits
• United Behavioral Health
• United Resource Networks